[shuttertalk]

Hey steve, I've got a feeling (from reading some reviews on the web) that the MZ440AF only works in full auto mode - you can't do any aperture priority or manual exposure shots with it...

See the first post in this page:
http://www.photographyreview.com/sf-1/pi...wscrx.aspx

In my experience though, shooting in auto or P modes with bounce flash works really well - so give that a try...