Sep 7, 2004, 21:58
Public Liability covers against any damage arising from negligent acts on my or an employee when on-site, normally it is used when I am at a venue such as a race track or club but also valid if someone hurts themself on my property.
It starts out at around $1 million and goes upto ludicrous amounts, currently I have $20 million because of working in close proximity to motor racing, its not overly expensive where photography is concerned as its based on risk assessment, currently its around $700 for the year. $5 million is a common amount and is about $200 a year.
It starts out at around $1 million and goes upto ludicrous amounts, currently I have $20 million because of working in close proximity to motor racing, its not overly expensive where photography is concerned as its based on risk assessment, currently its around $700 for the year. $5 million is a common amount and is about $200 a year.